How long does 100k take
30 Days.
what are the risks of being banned
No one knows. But if you had an artist with 3-5 songs and you were to split 100k or even 250k between all of them, i'd say you are probably still going to be safe.
I streamed 1.2mil+ between 5 artists with 5-7 songs each on them, less than 2 months until my first payout.